🇸🇦 Saudi Arabia ITIN Service

Open a US Bank Account from Saudi Arabia

US Bank Account · Mercury · Relay · Wise | IRS Certifying Acceptance Agent

⚠️ No US–Saudi Tax Treaty: Saudi Arabia has no income tax treaty with the United States. Standard withholding rates apply (30% on US-source income) — but your ITIN + W-8BEN is still required for US platform and IRS compliance.

⚠️ Only use an IRS Certifying Acceptance Agent (CAA): A CAA can certify your original documents so you don't need to mail your passport to the IRS. ITINPlus operates as a CAA — we handle everything remotely via email.

Why Saudi Residents Need a US Bank Account

US bank account required for Amazon, Stripe, and PayPal payouts
Mercury, Relay, and Wise Business accept foreign-owned US LLCs
ITIN + EIN pair required to open most US business bank accounts
US account enables ACH transfers and US check deposits
Required for Shopify Payments and US e-commerce platforms

How to Open a US Bank Account from Saudi Arabia

Saudi residents with a US LLC can open a business bank account at Mercury Bank, Relay, or Wise Business — all of which accept non-US residents. The process requires your EIN (for the LLC) and your ITIN (for the foreign owner).

ITINPlus handles both the ITIN application ($99) and EIN formation ($50 add-on). Once you have both, Mercury Bank typically approves accounts within 1–3 business days — entirely online.

How It Works — 4 Simple Steps

Email Us
Send your details to apply@itinplus.com and we'll confirm eligibility.

Send Documents
Upload passport, tax forms, and supporting documents. We certify originals — no mailing required.

IRS Filing
We prepare and file Form W-7 with the IRS on your behalf as your CAA.

ITIN Received
Your ITIN arrives in 8–14 weeks. We notify you immediately.

$99

Flat fee · No hidden charges · Renewal: $199 · EIN add-on: $50

Frequently Asked Questions

Does Saudi Arabia have a US tax treaty?

No. Saudi Arabia has no income tax treaty with the United States. Standard 30% withholding applies to US-source income unless you file a W-8BEN with your ITIN.

What is the processing time for an ITIN?

ITIN processing takes 8–14 weeks after the IRS receives your Form W-7. ITINPlus submits directly as your Certifying Acceptance Agent (CAA).

How much does ITINPlus charge?

$99 flat fee for a new ITIN application. Renewals are $199. You can add EIN formation for $50 extra.

Do I need to mail my passport to the IRS?

No. As a CAA, ITINPlus certifies your passport copy so you keep your original. Documents are handled via email.

What form do I use to apply for an ITIN?

IRS Form W-7 (Application for IRS Individual Taxpayer Identification Number). ITINPlus prepares and files this on your behalf.

Which US banks accept Saudi LLC owners?

Mercury Bank, Relay Financial, and Wise Business are the most common choices for non-US residents with US LLCs. Traditional banks like Chase or Bank of America require a US physical presence.

Ready to Get Your ITIN?

Apply online in minutes. Our CAA team handles everything remotely.

Apply Now — $99 +1 (305) 216-6992