📋 ITIN FAQ — 2026 Guide

ITIN vs EIN 2026 — What's the Difference & When Do You Need Each?

ITIN identifies you as a person. EIN identifies your business. Most foreign entrepreneurs with a US LLC need both — but they serve different purposes and are obtained from different IRS forms. Here's the complete breakdown.

By ITIN Plus  ·  IRS Certified Acceptance Agent  ·  August 2026  ·  8 min read

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📋 In This Guide
  1. ITIN vs EIN — Quick Overview
  2. What is an ITIN?
  3. What is an EIN?
  4. When You Need Both
  5. The Stripe Atlas Gap
  6. How to Get an ITIN
  7. FAQs
⚡ QUICK ANSWER

ITIN (9XX-XX-XXXX) = individual tax ID for non-US persons without a Social Security Number. EIN (XX-XXXXXXX) = business tax ID for a US company. Most foreign entrepreneurs with a US LLC need both. Your LLC uses EIN. You personally use ITIN to sign W-8BEN, claim treaty benefits, and file Form 1040-NR.

ITIN vs EIN — At a Glance

🔵 ITIN

9XX-XX-XXXX
  • Identifies an individual person
  • For non-US persons without SSN
  • Apply via Form W-7
  • Gets it: 7–11 weeks (via CAA)
  • Used for: W-8BEN, 1040-NR, treaty claims

🟢 EIN

XX-XXXXXXX
  • Identifies a business entity
  • For US LLCs, corporations, partnerships
  • Apply via Form SS-4
  • Gets it: 4–8 weeks (by mail for foreign)
  • Used for: Bank accounts, tax filings, payroll

What Is an ITIN — Individual Taxpayer Identification Number

An ITIN is a 9-digit number issued by the IRS to individuals who have US tax obligations but are not eligible for a Social Security Number (SSN). Format: 9XX-XX-XXXX — always begins with 9.

You need an ITIN if you:

💡 Key point: An ITIN does NOT authorize you to work in the USA, does NOT create a Social Security benefit entitlement, and does NOT change your immigration status. It is purely a tax identification number.

What Is an EIN — Employer Identification Number

An EIN is a 9-digit number issued by the IRS to business entities — LLCs, corporations, partnerships, trusts. Format: XX-XXXXXXX. Despite the name "Employer Identification Number," you do not need employees to get an EIN — any US business entity needs one.

Your US LLC needs an EIN to:

When You Need Both ITIN and EIN

Most foreign entrepreneurs who own a US LLC need both:

TaskITINEIN
Submit W-8BEN (personal)✅ Required
Submit W-8BEN-E (entity)✅ Required
Open US business bank accountSometimes✅ Required
File Form 5472 (foreign-owned LLC)✅ Owner needs ITIN✅ LLC needs EIN
Amazon Seller Central (personal)✅ RequiredAlternative
File Form 1040-NR (personal)✅ Required
Claim US tax treaty benefits✅ Required

The Stripe Atlas Gap — EIN Without ITIN

Stripe Atlas helps foreign entrepreneurs form a US Delaware LLC and get an EIN. Many founders assume that EIN = all the tax IDs they need. It doesn't.

⚠️ Critical gap: Stripe Atlas provides your LLC's EIN (business ID). It does NOT provide your personal ITIN. Many Stripe Atlas founders miss their Form 5472 filing ($25,000 IRS penalty per year per form) because they don't realize they need an ITIN to properly manage their personal US tax obligations as a foreign owner.

After forming your LLC via Stripe Atlas: get your ITIN from ITIN Plus to handle personal W-8BEN submissions, Form 5472 compliance as an individual, and any 1040-NR filings if you sell US-connected property or earn US passive income.

Get Your ITIN — Complete Your US Tax ID Setup

IRS Certified Acceptance Agent. No passport mailing. 7–11 weeks. $99.

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✅ IRS CAA — Certifies Passports Remotely✅ No Document Mailing✅ 7–11 Weeks

How to Get Your ITIN — 3 Steps

  1. Apply at itinplus.com — complete our online form with your personal details and US tax situation (royalties, LLC ownership, real estate, platform income).
  2. Passport certification — our IRS CAA certifies your original passport remotely via video call. No mailing of original documents required.
  3. IRS processing — we file Form W-7 with the IRS. Your ITIN arrives in 7–11 weeks. Use it on W-8BEN, 1040-NR, and all personal IRS forms immediately.

FAQs — ITIN vs EIN

Can I use EIN instead of ITIN on my W-8BEN?
No. W-8BEN is a personal form — it requires an individual TIN (ITIN or SSN). An EIN is a business identifier and cannot substitute for ITIN on personal forms. If you have a US LLC, you use W-8BEN-E (entity version) with your EIN — but for personal income streams (KDP royalties earned in your own name, freelancing) you need W-8BEN with ITIN.
Can I use ITIN instead of EIN for my US LLC?
No. An LLC is a legal entity separate from you. The LLC needs its own EIN. You personally need an ITIN. They serve different purposes and neither substitutes for the other at the entity level.
Does Amazon accept EIN instead of ITIN?
Yes — on Amazon's tax interview, if you sell as a business entity (US LLC) you can enter your EIN instead of ITIN. But if you sell as an individual or if your LLC is treated as a disregarded entity for US tax purposes, you may still need your ITIN for the personal W-8BEN that controls withholding on royalty-type payments like KDP royalties.
How long does it take to get an EIN vs an ITIN?
EIN for a foreign-owned entity: 4–8 weeks by fax/mail to the IRS (online application is not available for non-US applicants without a US SSN). ITIN via a CAA like ITIN Plus: 7–11 weeks after submission of Form W-7.
Do I need to renew ITIN and EIN?
EIN never expires — once assigned, your business EIN is permanent. ITIN can expire if unused for 3 consecutive tax filing years. Submit a tax return or contact ITIN Plus before expiry to renew.
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Written by ITIN Plus — IRS Certified Acceptance Agent

General information only, not tax advice. Verify requirements at IRS.gov or consult a licensed tax professional.