What Is Form W-8BEN?
Form W-8BEN certifies to US platforms that you are a non-US person. Submitting it correctly:
- Stops 30% default withholding on US-sourced income
- Certifies service income performed in Nigeria = foreign-source = 0% withholding
- Required by Amazon, YouTube, Upwork, Fiverr, Stripe, PayPal
Nigeria has no comprehensive income tax treaty with the United States. US withholding rates (up to 30%) apply by default on US-sourced income. An ITIN is essential for IRS compliance and to file US tax returns to recover excess withholding.
W-8BEN Line-by-Line for Nigerians
W-8BEN by Platform — Nigeria
| Platform | Where to Submit | ITIN Required? |
|---|---|---|
| Amazon Seller Central | Tax Interview | Yes for LLC |
| Amazon KDP / Merch | KDP Account → Tax Info | Recommended |
| YouTube AdSense | AdSense → Payments → Tax Info | Recommended |
| Upwork | Settings → Tax Information | Optional (Nigerian TIN works) |
| Fiverr | Profile → Tax Information | Optional (Nigerian TIN works) |
| Stripe (US LLC) | Dashboard → Tax Information | Yes for US LLC |
With the naira losing value, every dollar earned from US platforms is significant. Losing 30% to unnecessary IRS withholding — when an ITIN can eliminate it — is money Nigerians cannot afford to leave on the table.
Get your ITIN · Submit correct W-8BEN everywhere · IRS Certified
Frequently Asked Questions
What is Form W-8BEN and why do Nigerians need it?
W-8BEN certifies your non-US status to platforms like Amazon, YouTube, Upwork, and Stripe. Without it, they apply up to 30% withholding on US-sourced income.
Can I submit W-8BEN with my Nigerian TIN instead of an ITIN?
Yes — your Nigerian TIN goes on Line 6 for most platforms. An ITIN (Line 5) is required for US LLC compliance, 1040-NR filing, and some platform KYC.
Nigeria has no US treaty — does that mean I always pay 30%?
Service income performed in Nigeria is foreign-source — 0% withholding regardless of treaty. The 30% only applies to US-sourced income types like royalties, where Nigeria cannot claim a reduced rate.
How much does ITIN Plus charge?
$99 flat fee. All-inclusive.
Get Your US ITIN — $99 Flat Fee
Nigerians: submit correct W-8BEN on every platform with your ITIN. $99 — IRS-certified, remote.
Apply Now → +1 (305) 216-6992apply@itinplus.com