Why Indonesians Need ITIN to Open a US Bank Account
- Mercury Bank — Requires EIN + ITIN for non-US LLC owners applying for business checking.
- Relay Bank — Non-US LLC accounts require owner ITIN for KYC verification.
- Wise Business — US dollar accounts for non-US residents may require tax ID for IRS compliance.
- Amazon FBA payouts — Amazon deposits FBA earnings to a US bank account requiring EIN + ITIN setup.
- Treaty compliance documentation — US banks with Indonesian account holders may request treaty documentation.
⚠️ Only an IRS Certifying Acceptance Agent (CAA) Can Certify Your Documents
Many ITIN services are not registered IRS Certifying Acceptance Agents. If a non-CAA submits your W-7, the IRS issues a CP567 rejection notice. ITIN Plus is a registered CAA — we certify your documents, file your W-7 directly with the IRS, and track your application. No original passport mailing required.
US Bank Accounts for Indonesian Business Owners
Services like Mercury Bank and Relay allow non-US LLC owners to open business checking accounts remotely — but they require your LLC's EIN and your personal ITIN for identity and IRS compliance verification. ITIN Plus provides both: ITIN ($99) and EIN add-on ($50) — so you can complete the full US banking setup in 8–14 weeks.
How to Apply — 4 Simple Steps
Flat fee · IRS CAA · No hidden charges · Renewal: $199 · EIN add-on: $50
Frequently Asked Questions
Can an Indonesian apply remotely?
Yes. ITIN Plus is an IRS Certifying Acceptance Agent (CAA). Email apply@itinplus.com — no embassy visit needed.
How long does it take?
8–14 weeks from IRS receipt of your W-7 application.
How much does it cost?
$99 flat fee for new ITINs. $199 renewal. $50 EIN add-on.
Does Indonesia have a US tax treaty?
Yes. Indonesia has had an active tax treaty with the US since 1990. With ITIN + W-8BEN, dividends are taxed at 15% and royalties/interest at 10%.
What documents are needed?
Your valid Indonesian passport is the primary document. ITIN Plus provides a full checklist when you apply.
📚 Related Articles
Get Your US ITIN — $99 Flat Fee
100% remote · IRS Certifying Acceptance Agent · 8–14 weeks · No embassy visit
Apply Now — $99 →+1 (305) 216-6992apply@itinplus.com