Upwork is one of the most popular freelancing platforms for Canadian professionals. With the Canada-US Tax Treaty and an ITIN, Canadian Upwork freelancers can significantly reduce or eliminate US tax withholding on earnings from US clients.
Upwork and US Tax for Canadians
Upwork is a US company that processes payments from US clients to Canadian freelancers. Upwork requests W-8BEN tax information to classify your payments correctly. Without a W-8BEN and ITIN, Upwork may apply default withholding rates.
With your ITIN and Canada-US Treaty claim, Upwork classifies your earnings correctly as independent personal services from Canada, typically resulting in 0% US withholding.
High-Value Canadian Upwork Professionals
Canada produces some of Upwork's highest-earning professionals: software engineers, UX/UI designers, data scientists, marketing strategists, and financial consultants. Many earn $50–$200+/hour from US clients. At these rates, even a 15% withholding difference represents significant income protection.
An ITIN ensures every dollar earned from US clients reaches you without unnecessary deductions.
Submitting W-8BEN on Upwork
In Upwork's Tax Information section:
- Select W-8BEN as a non-US individual
- Enter your ITIN in the Tax Identification Number field
- Complete the treaty claim section with Canada as the treaty country
- Sign and submit
ITIN Plus for Canadian Upwork Professionals
$99, 8–14 weeks, IRS Certified Acceptance Agent. Email apply@itinplus.com. Thousands of Canadian Upwork professionals have used ITIN Plus.
Frequently Asked Questions
Do Canadian Upwork freelancers need an ITIN?
Yes. Upwork requests W-8BEN tax documentation for non-US freelancers. An ITIN is required to complete this form. With ITIN and Canada-US Treaty claim, Canadian freelancers typically achieve 0% US withholding on services performed from Canada.
What treaty article covers Canadian freelancers on Upwork?
For independent personal services, Articles VII (Business Profits) or XIV (Independent Personal Services) of the Canada-US Tax Convention typically apply. ITIN Plus ensures your W-7 reflects the correct treaty basis.
How do I update my tax information on Upwork?
Go to Upwork Settings → Tax Information → Submit tax form. Select W-8BEN for non-US individuals, enter your ITIN, and include your Canada treaty claim.
How long does it take to get an ITIN?
8–14 weeks from the IRS submission date. Apply through ITIN Plus for $99.
What if my US client asks for a W-8BEN directly?
Provide a completed W-8BEN form with your ITIN and Canada treaty claim. This form certifies your Canadian residency and treaty benefit claim directly to your client.